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What is a Testimony of Plaintiff and an Answer & Waiver in an uncontested divorce?

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For uncontested divorces in Alabama, there are a number of forms that need to be filed with the court. In the past, in person testimony was required by courts, but now the Testimony of Plaintiff document can work in lieu of that. This document includes information about the individual’s residency, the date of marriage, separation, place where the couple got married, the reasons for why they want the divorce, a statement to the fact that an agreement has been reached between the two parties, and if necessary, the names of any children that the couple might have. If necessary, this document also acknowledges that the defendant is not an active duty member of the military. When the document is signed and notarized it becomes a sworn statement, which is why it is an acceptable substitute for in person testimony.

While the Testimony of Plaintiff document can be used instead of in person testimony in most Alabama counties, there are some exceptions. One example is Etowah County. Even if you are going through with an uncontested divorce, which is a relatively simple process, in Etowah County you will have to go before a judge and outline the details and contexts of your marriage and what has been put forth in your divorce agreement. Having to go through with in person testimony means that you will likely have to hire an attorney to help you file the documents for your uncontested divorce, including the settlement agreement. From there the attorney will schedule the court date for your testimony.

In many ways, your in-person testimony will run similar to the questions and contexts that you would fill in on the paper document. You will offer contexts and a history of the marriage, what led up to the separation, what the separation date was, and if incompatibility or irreconcilable differences played a role in the decision to seek out a divorce. If necessary, you will give testimony about any minor children that you may have, with information about their birth date, and any details about custody and support arrangements you have arrived at.

An Answer & Waiver document states that the defendant acknowledges that they have received divorce papers. The Answer & Waiver must be signed, witnessed, and notarized. The Defendant, the party being served divorce papers, accepts a copy of one of the following documents: a Petition for Support, a Complaint for Paternity, a Petition for Contempt, or a Petition for Modification. In an Answer & Waiver document, the Defendant concedes the following:

  • They admit to the allegations within the Petition they were served with.
  • They acknowledge that they have the right to seek out separate legal counsel from that of their spouse, and that it may be in their best interest to retain counsel for the purpose of the divorce proceedings.
  • They agree that they have received a copy of one of the forms they have been served with.

These are just two examples of documents that you will need to file with the court when you are seeking out an online divorce in Alabama. If you have any questions or concerns about the process, an attorney can assist you to clear up any issues.

 

Little dining experiences: Dealing with those first trips to restaurants

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Dining out used to be one of life’s treats. As a new parent, it can be the exact opposite. Of course, let’s not be too downbeat. After you’ve gotten used to the “different” process of dining out with children, you’ll soon be enjoying it again and for a whole host of different, rewarding reasons.

However, it can take time for kids to get used to eating out. Just like you teach manners at the dining table at home, you almost have to rewrite the rulebook when it comes to venturing to other venues.

Bearing this in mind, let’s now take a look at some of the best tips to implement if you are looking to get your young children used to dining out at restaurants.

Your location decision sets the tone

Thinking about dining in that expensive restaurant that you and your other half used to frequent pre-children? Think again.

Location is key during this process, and finding a family-friendly restaurant is central to this. Fortunately, restaurants of this ilk can be varied; they’re not the stereotypical joints that they once were. In other words, nowadays it doesn’t have to be about Happy Meals, you can instead go somewhere like Covent Garden and enjoy some really nice meals in a family-friendly environment.

But, what exactly is this sort of environment? Of course, there’s no Oxford definition, but anything that remotely encourages little people to visit is worth considering. This could be:

  • Children’s menus: An obvious one, but it is a giant welcome sign to you and your young family.
  • Highchairs: See above. Again, this is proof that a restaurant is more than happy to accommodate you.
  • Spacious areas: Like it or not, there will be some chaos, and this is where a big restaurant where you can almost be “out of the way” can be worth its weight in gold.

The list can go on, but hopefully, you understand where we are coming from.

An explanation is key

We don’t need to give you the lowdown on how to teach your child manners, but there’s no doubt that this will be a very different experience for them and there will be testing points.

From our experience, the best way is to offer a brief explanation before you leave the house. Tell them that you are visiting a special place and the food options that are available. Highlight a few of the basic manners and go from there. As much as surprises are a joyful moment in a child’s life, try and outline at least some of the situation, so the meal doesn’t become too overwhelming for them.

Avoid rush hour at all costs

Finally, let’s talk about timing. You can have the best-behaved child in the land, but they’ll be tested to their limits if you visit your restaurant in question at rush hour.

Busy places and young children are never an ideal recipe, and when hunger is thrown into the mix, things can quickly get out of hand. Try and arrive just before, or preferably just after, the peak dining hours so you can prepare for a much more relaxed affair.

 

Factors to consider when choosing a forex trading strategy

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When looking to start trading in the foreign exchange market, it is essential to realize many different approaches. Different forex traders have different skillsets and abilities, creating numerous possibilities for success. However, many new traders waste time trying out several strategies before finding one that fits their style. The following will describe some of the most widely used methods so that individuals can get started more quickly and accurately and try online currency trading.

Trend-following strategy

The trend-following strategy involves buying currencies when prices are rising and selling currencies when prices are falling. By making sure only to buy low and sell high, this method rules out any need for sophisticated analysis of economic conditions or currency fundamentals. This also means that these trades do not need to be timed precisely – since it doesn’t matter when in the price cycle one buys or sells, you can use this strategy at any point during a market swing. The main drawback of the trend-following method is that it requires traders to stay glued to their charts all day, waiting for profitable movements. This is not always easy, considering today’s markets include intraday charts with five-minute time intervals.

Support and resistance levels

Identifying support and resistance levels and then trading against these areas is another popular type of forex trading strategy. These levels are created when large numbers of traders buy or sell at certain prices. It works by identifying these significant points on a chart and placing trades in opposition to them. Support levels are identified by buying when currencies reach low prices – the idea being that other traders will have bought before this price, so there is less of a chance that prices will continue to fall. When currencies reach high prices, resistance levels are identified by buying – traders expect to see selling at these rates because other traders have already bought at lower ones. Trend-following can also be useful for determining trends within specific timeframes, but the same issue with having to stay glued to charts still applies.

Longer term strategies

Some strategies trade on longer periods instead of intraday or daily charts. The monthly chart, which looks at economic data over each quarter, provides information about larger trends in forex markets. For example, trends in supply and demand may not be apparent on shorter-term charts but may become clear when viewed over longer periods. Trading on the monthly chart allows for more flexibility in trading style since you can use it with trend-following or any other strategy.

The main drawback of longer-term strategies is that changes are slower to appear. For example, if traders see a currency hitting new highs on a monthly chart, they may not be able to identify turning points until these prices have already begun falling on lower time frames. This means that buying low and selling high will only occur after price trends have already reversed.

Longer-term strategies also sometimes involve doing technical analysis using different tools than those used on shorter timeframes. While many traders may find this difficult at first, it can help them determine specific areas where support or resistance levels are likely to hold.

Three factors to consider

First, it is important to determine if the chosen strategy will fit into everyday life. If it does not provide enough flexibility or time away from charts, then traders may become frustrated with an inability to perform well.

Second, some strategies are better suited for different levels of trading experience than others. For example, newer traders might do better with shorter-term options because they provide less room for analysis paralysis.

Thirdly, each style has its unique benefits and drawbacks, so choosing one that suits personal goals is essential. Trend-followers might only be able to win when the market is trending in their direction, but this means they are also in the market during choppy price movements. You should not make choices based on what others are saying or doing since it will not work for everyone.

In conclusion

Trading forex can bring huge profits if it is approached with a strategy in mind. By understanding different options and how they work, traders are more likely to find one that fits their needs and delivers success. For more information on different options, try online currency trading.

 

Loans to Help Struggling Parents

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When you’re a parent, life can feel never-ending. You are stretched thin. Finances can be tough. There’s nothing worse than being stressed out worrying you won’t have enough money for your rent, food, and children’s needs. You could need a new car. You might have to move. Unexpected expenses always seem to arise at the worst times. If you’re a struggling parent, you might need some help every now and again. Luckily, there are many finance options and affordable loans to take out even if you don’t have a good credit score. Below are some loans to help struggling parents when you need it the most.

Auto Loans

Do you need to buy a new car? When all of a sudden you don’t have a vehicle or have been in an accident, it can feel impossible to get what you need and get on top of your finances again. However, auto loans are a great option. While auto loans are secured auto loans, they allow you to use the car you purchase as collateral. This means that if you don’t pay the payments on time, the vehicle could be repossessed. Still, it’s a great option when you need to buy a car and don’t have any money for it.

Student Loans

If your child is graduating high school and getting ready to go to college, you might be worried about where the money is going to come from. While student loans don’t have a good reputation and are known to leave students with a lot of debt before they begin their career, it doesn’t have to be this way. There is pre-paid student financing and you can pay off student loans in a good amount of time.

One of the best parts about student loans is that if they come from the federal government they are not subject to a credit check and therefore will not impact your credit score. This is great for parents who need cash to fund their child’s education but don’t want to take a hit on their credit if they don’t pay it back. However, you should be careful because this is how they make money—the interest will go up and can become quite overwhelming.

Installment Loans

Another option for parents who have bad credit is an installment loan. These are loans that typically don’t require a high credit score; in some cases, these loans are called “credit builder” or “credit starter” loans because they can help you build your credit if you make all of your payments on time. Installment loans can provide much-needed cash if you don’t have credit history or if you need to rebuild the one you have. Lenders who provide this type of option can be found in most cities, so whether you’re looking for loans in Wichita Falls TX or loans in Lawton OK, you should be able to find one of these.

Home Equity Loans

Home equity loans are an example of secured loans because there is collateral involved. When you have equity in your property, you can use it to your advantage by putting your home on the line to take out credit. Of course this means that if you don’t pay the loan back soon enough, the lender could repossess your house. A plan is integral, but if you need money in a pinch and know exactly how you will pay it back, home equity is leverage you can use to gain access to some funds.

Debt Consolidation Loans

Are you struggling with debt? Consolidation loans offer a method to converge your debts into a monthly payment with a single interest rate. You will know exactly what you need to pay every month to get out from under the debt, a benefit that can be used to your advantage.

Financial security isn’t easy, especially when you have children. If you need a little help, there are many loans available to you. Whether you have a great credit score or no credit history at all, loans can provide money when you need it the most. If you play your cards right and pay back your debts, they can help you stop struggling.

 

FIVE REASONS WHY YOU NEED TO CHECK YOUR CHILD’S APPS’ ACTIVITY EVERY FEW DAYS

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When your child reaches the age when you allow them access to the internet and all the social media apps, the responsibility on your shoulders is doubled. To share that burden, FamilyTime allows you to monitor your kids digitally.

But is there something you are ignoring? Checking their activities over apps every few days, for example?

Here is why, using an FamilyTime android parental control app, you should examine their apps’ usage activity after every interval of time.

  1. To Keep A Check on What Kind of Activities They are Involved In

It is important to tell your kids that you trust them but that does not mean never check what they are involved in. Kids particularly teens and their activities are influenced by a lot of factors and parenting is just one of those. Their peers, latest trends, and other activities will decide what are they doing over social media, how much they are using gaming apps, and which new apps will they use for chatting.

FamilyTime allows you to check their activities over different apps for the past 30 days. So, checking the time they have been spending over different apps, you can guess if there is something wrong with a particular one.

  1. To Keep a Limit to Their Screen Time

Over usage of the screen is not because there is something very attractive about the screen itself. But, it is how different activities keep a child bound, and then they are unable to get out of them. Apps play a significant role in making a child overuse the screen. For example, gaming apps make a child addicted to them. The same is the case with social media apps as teens waste a lot of time over them.

So, to make sure that they are not exceeding the normal screen time for the day, you have to check their time spent on apps every now and then.

  1. To Let them Not Be Addicted to Any Games or Social Media

Gaming addiction is a real thing as it has been researched a lot by the psychologist community. Likewise, social media addiction and internet addiction are brought to light by the researchers.

The alarming part of the reality is that it has the same symptoms and same effects as drugs addiction does. So, before your child falls a victim to any serious issue, you have to prevent the causal factors. Because at the end of the day, it can be beyond your control.

With the FamilyTime parental app, you can not only watch the time they have been spending over different apps for the past few days but also control the time by setting a daily limit. This is a wonderful way to control their screen time and prevent its future effects.

  1. To Train them for a Responsible Use of Social Media and Other Apps

By responsible usage, I mean using social media or other apps only for good reasons and for a limited time that does not affect the health of a person in any negative way. Of course, these networks are healthy and productive only when used within limits as an activity. But the pattern is, it overcomes every other activity and then the kids start living their life in the social media world.

It is important to train them to use social media only when they are free, or only during the time when there is more important work pending. You should check their activities to know they are not using social over the expense of something else.

  1. To Modify Your Controls and Checks

When you use the FamilyTime parental monitoring app to put restrictions on your kids’ app usage, it becomes your responsibility to keep a check over their activities to modify your controls.

Let’s suppose, if your child has started becoming responsible with time, what do you think you should do? Definitely, make your restrictions flexible so that they know you were doing it for a reason. Also, if you think they are not following a healthy routine, you can be stricter putting digital controls. That’s why it is very important that you keep on checking their activities over different social apps.

FamilyTime is an amazing iPhone and Android parental control app not only empowers you to put extensive controls over social media but monitors all the digital activities. Check out the rest of their features over the official website. Also, you can download it for free from App Store or Play Store.